Transaction
This part describes the card operation flow from payment initiation / authorization to operation clearing and settlement.
Feature Flow - Sequence diagram
Card Authorization status
| Value | Description |
|---|---|
| Approved | After an authorization creation |
| Reversed | After an amount adjustment (partial recovery) |
| Completed | 1. Authorization Online 2. Authorization Offline |
| Rejected | Refused during authorisation |
| Canceled | Total recovery |
| Expired | After 10 days without clearing (30 days for booking & deposit), 21 days for a withdrawal |
| Suspended | Card operation on a closed account |
Balance diagram
| Step | Authorisation balance | Accounting balance |
|---|---|---|
| 1- Authorisation | x | |
| 2-a. Settlement of an existing authorisation | x | |
| 2-b. Settlement without authorisation | x | x |