Initiate SEPA instant credit transfer

Description


This endpoint is used to initiate SEPA Instant Credit Transfer. The holder of the Xpollens account can send money, if his balance allows it, from his Xpollens account to an external beneficiary bank account. The money is sent instantly to the beneficiary's account, in just 10 seconds.
If fees must be attached to this transaction, P2P feature has to be used in a separate workflow.



Prerequisite


To deal with this endpoint :

  • The beneficiary's bank account must first be registered.
  • The sender should have one of this status : Activated = 1, Initialized = 10

Details


In mock environment if you put in reference "ARJCT" we will simulate a reject from the counter part bank with reason code MS01 ( Reason not specified. )
The triger is case insensitive and the reference just need to contains ARJCT.

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Path Params
string
required
Body Params
string
required
length ≥ 1

Order Identifier

accountId
object
required

Partner Sender Identifier

bankAccount
object
required

Receiver Identifier

int64
required
1 to 2147483647

Amount in centime

int64 | null

Fee in centime

string
required
length ≥ 1

Transfer motif

string
required
length ≥ 1

Reference

Headers
string
Defaults to ec637432-44e9-41a4-962b-179e10d58f05

Correlation Id

string
enum
Defaults to application/json

Generated from available response content types

Allowed:
string
enum
Defaults to application/json-patch+json

Generated from available request content types

Allowed:
Responses

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