post
https://sb-api.xpollens.com/api/v2.0/users//sctinst
Description
This endpoint is used to initiate SEPA Instant Credit Transfer. The holder of the Xpollens account can send money, if his balance allows it, from his Xpollens account to an external beneficiary bank account. The money is sent instantly to the beneficiary's account, in just 10 seconds.
If fees must be attached to this transaction, P2P feature has to be used in a separate workflow.
Prerequisite
To deal with this endpoint :
- The beneficiary's bank account must first be registered.
- The sender should have one of this status : Activated = 1, Initialized = 10
Details
In mock environment if you put in reference "ARJCT" we will simulate a reject from the counter part bank with reason code MS01 ( Reason not specified. )
The triger is case insensitive and the reference just need to contains ARJCT.
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