Create an Instant Payment

Description


This endpoint allows to create an Instant payment. The Xpollens account holder can send money instantly in just 10 secondes from his Xpollens account to a beneficiary account.



Prerequisite


  • To access this endpoint, authentication is required. Credentials are to be provided in the request headers as part of the authentication process.


  • Beneficiary must have been created (beneficiary can be created through the POST Create a beneficiary).


  • Beneficiary must be active.


  • Beneficiary bank should be eligible for Instant Payment (see GET Check if a bank is reachable via Instant payment).


Details


In mock environment if you put in Description "ARJCT" we will simulate a reject from the counter part bank with reason code MS03 ( Reason not specified. )
The triger is case insensitive and the Description just need to contains ARJCT.

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Description

This endpoint allows to create an Instant payment. The Xpollens account holder can send money instantly in just 10 secondes from his Xpollens account to a beneficiary account.

Prerequisite

  • To access this endpoint, authentication is required.
  • Credentials are to be provided in the request headers as part of the authentication process.
  • Beneficiary must have been created (beneficiary can be created through the POST Create a beneficiary).
  • Beneficiary must be active.
  • Beneficiary bank should be eligible for Instant Payment (see GET Check if a bank is reachable via Instant payment).

Details

In mock environment if you put in Description "ARJCT" we will simulate a reject from the counter part bank with reason code MS03 ( Reason not specified. )The triger is case insensitive and the Description just need to contains ARJCT.

Body Params
string
required
length ≥ 1

Id of the user account / partner account

amount
object
required
creditor
object
required
string | null

Reason for Sepa Instant payment. Description appears on both debtor and creditor's account statement. Limited to 140 characters.

string | null

Free field that can be used for internal reconciliation purposes, not send to the creditor's bank. Limited to 100 characters.

string
required
length ≥ 1

Id of the Sepa Instant payment

Headers
string
Defaults to 67d9fd2b-519f-4c21-89d7-8e78676ec1bf

Correlation Id

string
enum
Defaults to application/*+json

Generated from available request content types

Allowed:
Responses

Language
Credentials
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Response
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application/json