What's new: digital scoring

What’s new

The digital scoring is now performed by Xpollens, in real time, as soon as the user is created.

Why is this a breaking change?

The result is a prerequesite to perform the KYC demand. As a consequence, you have to wait for the digital scoring result to send the request POST kyc/demand. The event is received through the webhook UserCreatedOrUpdated.

In addition, if the result is not immediately OK, a break is creating on your onboarding process: you have to wait for the final result to know if the enduser can continue the onboarding or not.

Impact

1- The webhook UserCreatedOrUpdated is improved with new attributes to provide more details about the digital scoring

{
    "type": "UserCreatedOrUpdated",
    "appUserId": "7680b51bJ",
    "digitalScoring": {
        "status": "OK",
        "score": 54
    },
    ...
}

2- The same information are available through the GET user.

Prerequesites

Webhook UserCreatedOrUpdated must be used to received details regarding the digital scoring.

These details are available for GET /v2.0/users or more recent versions.

Additional information

Additional information	Yes/No
Upsell	Yes