What's new: Account Funding Transaction controls

What’s new

As part of a card top-up, it is necessary to declare the identity of the person who owns the card used to fund the account. This information is then checked to:

ensure the payer is not listed as a fraudulent individual,
ensure the legitimacy of the funds.

Why is this a breaking change?

New pages are necessary to collect the payer's data, and to perform the top-up creation. These data could come from you database if the payer is your client, or should be declared by the payer during the process.

In addition, new steps is added: the payer screening. This step can create refusals.

Impact

1- New mandatory attributes are added to the endpoint POST api/v1.1/payins/cardpayments, to collect the payer's data

{
  "payer": {
    "firstName": "string", // string(1-15)     Required
    "lastName": "string", // string(1-15)    Required
    "address": {
      “street“: "110 avenue de France", // Required
      "city": "Paris",   // Required
      "zipCode": "75013",  // Required
      "country": "FR"  // Required
  	},
    "birthDate": "YYYY-MM-DD",// date au format YYYY-MM-DD    , Required
	...
  },
  ...
}

Prerequesites

Additional information

Additional information	Yes/No
Upsell	No