A beneficiary is a recipient of money transfer you want to make. It can be a person, a firm or even the state. All beneficiaries are constituted with a bank account reference and their name.
Adding a beneficiary is necessary to make a money transfer.
Retrieving a user beneficiaries list of a user is possible with the dedicated API.
When a beneficiary is created, its IBAN is automatically checked and a transfer to it unlocked immediatly. Only SEPA and French overseas IBAN will be authorized.
You can add a beneficiary using this API :
You can retrieve the list of a user beneficiaries here :
More information regarding this endpoint in the API reference.